The Ultimate Solution for All Your Business, Tax, and Government Needs

Business, Tax and Govt Services in India | GST, ITR, New Business Registration, Licenses and G2C Services.

At ISHANVI E Services, we deeply understand that individuals and businesses frequently seek clarity regarding various aspects of Goods and Services Tax (GST) in India. Common inquiries often revolve around "Who is not eligible for GST?" and whether "a normal person can get a GST number." Practical considerations are also paramount, with questions such as "How much money is required to get a GST number?" and "Is GST registration mandatory for small businesses?" being frequently asked. To address these concerns comprehensively, ISHANVI E Services assists clients with all the practical information they often search for, including guidance on "GST login," preparing "GST registration documents," understanding "GST registration fees," checking "GST registration status," navigating "GST registration online" processes, performing a "GST registration check," and effectively utilizing the "GST portal." Our goal is to simplify the entire GST registration and compliance journey for you.

In today's complex regulatory landscape, navigating the intricacies of business registration, tax compliance, and essential government services can be a daunting task. Whether you're a budding entrepreneur, an established business, or an individual seeking citizen services, having a reliable partner can make all the difference. At ISHANVI e Services, Based in Mumbai, offers a comprehensive suite of solutions designed to simplify your journey, ensuring compliance, efficiency, and peace of mind.

Navigating the Goods and Services Tax (GST) framework in India often prompts numerous inquiries, particularly concerning registration thresholds like the limit for GST registration and the specific income limit for GST that mandates compliance. Many individuals wonder, "How do I register for GST in India?" and "Can I apply for GST without business?" or even "Can I sell without GST?" if their operations fall below the registration benchmarks. Beyond applicability, understanding the financial implications is key, which includes knowing "How do we calculate the GST?", "How much GST on gold?", and the associated CA charges for GST registration. Furthermore, for businesses seeking to reclaim overpaid taxes, the process of "How to claim GST refund?" is a crucial consideration. 

Streamlining Your GST Compliance with ISHANVI e Services

Navigating India's Goods and Services Tax (GST) landscape can be complex, but with ISHANVI e Services' comprehensive suite of GST services, your business can achieve seamless compliance, mitigate risks, and boost operational efficiency. The GST is the bedrock of India's indirect tax system, and staying fully compliant is not just a legal obligation but a strategic imperative to avoid penalties and ensure smooth business operations. We offer a complete spectrum of GST services designed to handle every aspect of your GST journey.

Our Full Spectrum of GST Services Includes:

1. GST Registration: Whether you're a new business or expanding your operations, securing a GST registration is the foundational step for any entity supplying goods or services in India. We guide you through the entire registration process, ensuring all prerequisites are met and your application is processed efficiently.
2. GST Modification: Businesses evolve, and so do their details. From changes in business address or contact information to alterations in business activity or legal structure, our GST modification services ensure your registration accurately reflects your current operational details, keeping you compliant with evolving regulations.
3. GST Cancellation: When a business ceases operations, undergoes a significant restructuring, or no longer meets the criteria for GST registration, a proper GST cancellation process is crucial. We manage the intricate procedures involved in cancelling your GST registration, ensuring all legal requirements are fulfilled to avoid future liabilities.
4. GST Return Filing: Timely and accurate submission of GST returns is paramount. We provide expert assistance with the preparation and filing of your monthly or quarterly GST returns (GSTR-1, GSTR-3B, etc.), ensuring all transactions are correctly reported and input tax credit is appropriately claimed, minimizing errors and potential discrepancies.
5. GST Audit: Facing a GST audit can be a daunting prospect. Our professional team offers comprehensive assistance in preparing for and undergoing GST audits. We help you meticulously organize your records, reconcile data, address auditor queries, and navigate the audit process smoothly, aiming for a favorable outcome.

Things to be covered  : GST services, GST registration, GST modification, GST cancellation, GST return filing, GST audit, GST compliance, indirect tax, India GST.

Expert Income Tax Services for Individuals and Businesses in India

Navigating the intricacies of income tax compliance is crucial for both individuals and businesses in India. Our expert team offers a comprehensive range of income tax services, ensuring accurate filings, strategic tax planning, and seamless adherence to the latest regulations. By leveraging our expertise, you can minimize potential liabilities and optimize your financial position.

Our Key Income Tax Offerings Include:

Income Tax Filing (ITR Filing): We provide specialized assistance for filing income tax returns for various taxpayer categories, including:

1. Individuals: Whether you are salaried, self-employed, or have income from other sources, we ensure your ITR-1, ITR-2, ITR-3, or other applicable forms are filed accurately and on time, taking into account the latest tax slabs and rebate provisions (e.g., increased rebate under Section 87A for income up to ₹12 lakh under the new tax regime for FY 2025-26).
2. Hindu Undivided Families (HUFs): We assist HUFs in fulfilling their specific tax compliance requirements.
3. Companies: From private limited to public limited companies, we handle corporate tax filings with precision.
4. Partnerships (including LLPs): We ensure compliance for partnership firms, addressing their unique tax obligations.

Balance Sheet and Profit & Loss (P&L) Preparation: These essential financial statements are not only vital for tax assessment but also provide critical insights into your business's financial health. Our team meticulously prepares your Balance Sheet and P&L statements, ensuring they are accurate, compliant with accounting standards, and ready for tax filing and strategic analysis.

Tax Audit: For certain businesses and professionals in India, a tax audit is mandatory based on specific turnover or gross receipt criteria under Section 44AB of the Income Tax Act.

1. Applicability: A tax audit is generally required for businesses with a turnover exceeding ₹1 crore (or ₹10 crore if cash transactions are up to 5% of total transactions) and for professionals whose gross receipts exceed ₹50 lakh. Businesses opting for presumptive taxation schemes (e.g., Section 44AD) may also require an audit if they declare income lower than the prescribed percentage and their total income exceeds the basic exemption limit.
2. Our Service: We provide professional assistance in conducting comprehensive tax audits, ensuring all financial records are in order, discrepancies are identified and rectified, and the tax audit report (Form 3CA/3CB & 3CD) is accurately prepared and filed within the stipulated due dates (typically September 30th of the assessment year for audit cases).

Assessment and Scrutiny: Receiving an income tax notice can be concerning. Our experts provide robust support in handling tax assessments and scrutiny proceedings initiated by the Income Tax Department (e.g., notices under Section 143(2)).

1. Response to Notices: We assist you in understanding the nature of the notice (limited scrutiny, complete scrutiny, etc.) and preparing comprehensive responses, including gathering and submitting all required documents and clarifications.
2. Resolution of Issues: Our team works diligently to resolve any discrepancies or issues raised by the tax authorities, aiming for a favorable and compliant outcome.
3. Representation: We can represent you before the Assessing Officer (AO) to address queries and facilitate a smooth assessment process.

Topics : Income tax services, income tax filing, tax audit, balance sheet, profit and loss statement, tax assessment, tax scrutiny, direct tax, income tax India.

Comprehensive Banking Solutions: Simplifying Your Financial Management

In today's fast-paced world, efficient and accessible banking services are fundamental for both personal financial stability and business growth. We offer a holistic suite of banking solutions designed to streamline your financial operations, providing convenience, security, and tailored support for all your banking needs.

Our Extensive Range of Banking Services Includes:

Multiple Bank Account Opening: Whether you're an individual looking for a savings account, a business needing a current account, or a family requiring a joint account, we provide expert assistance in opening various types of bank accounts across different banks in India.

1. For Individuals: We can help you open various types of savings accounts, including regular savings accounts, Basic Savings Bank Deposit Accounts (BSBDA), and specialized accounts for seniors or specific income groups.
2. For Businesses: We facilitate the opening of current accounts, which are essential for managing day-to-day business transactions. For businesses with total bank borrowings below ₹5 crore, RBI regulations allow for maintaining current accounts with multiple banks, and we can guide you through this process, ensuring compliance. For larger businesses, we help navigate the specific RBI guidelines regarding current accounts and credit exposure.

NSDL Payments Bank Business Correspondent (BC) Services: As a dedicated support provider for NSDL Payments Bank BC services, we empower individuals and businesses to access essential banking facilities, especially in unbanked and underbanked areas. NSDL Payments Bank Business Correspondents act as mini-bank branches, offering a range of services:

1. Account Opening: Facilitating the instant opening of zero-balance savings accounts (like the "Jiffy Zero Balance Account") for customers.
2. Cash Management: Enabling cash deposits and withdrawals, promoting financial inclusion.
3. Other Services: Providing support for money transfers, bill payments, recharges, and AEPS transactions.

Multiple Bank Credit Card Assistance: Navigating the vast array of credit card options can be overwhelming. We offer guidance and application assistance for various credit cards from multiple banks, helping you choose the card that best suits your spending habits, lifestyle, or business needs. This includes:

1. Lifestyle Credit Cards: For dining, shopping, and entertainment benefits.
2. Travel Credit Cards: For frequent travelers seeking perks like lounge access and air miles.
3. Shopping/Cashback Credit Cards: For maximizing rewards on everyday purchases.
4. Business Credit Cards: Tailored for business owners and self-employed professionals to manage expenses and track spending.
5. Secured Credit Cards: For individuals looking to build or rebuild their credit history.

AEPS (Aadhaar Enabled Payment System): We facilitate seamless banking transactions through AEPS, a secure and convenient payment service that leverages your Aadhaar number and biometric authentication. AEPS allows you to perform basic banking operations without a debit card or PIN, making banking accessible to a wider population. Our services include:

1. Cash Deposits: Conveniently deposit cash into your Aadhaar-linked bank account at any AEPS-enabled micro ATM or Business Correspondent point.
2. Cash Withdrawals: Withdraw cash securely using your Aadhaar number and fingerprint scan.
3. Balance Inquiry: Instantly check your account balance.
4. Mini Statement: Obtain a summary of your recent transactions.
5. Aadhaar to Aadhaar Fund Transfer: Transfer funds between Aadhaar-linked bank accounts.

Money Transfer Services: We provide convenient and secure money transfer solutions, ensuring your funds reach their destination swiftly and reliably. This includes facilitating various digital payment methods like IMPS (Immediate Payment Service), which offers instant, 24x7 interbank electronic fund transfers, accessible through mobile, internet, and other channels.

Things to be covered : Banking services, bank account opening, NSDL Payments Bank, credit card, AEPS, Aadhaar Enabled Payment System, money transfer.

Your Trusted UTI PAN Agency

The Permanent Account Number (PAN) is a unique identification number for tax purposes in India. As a dedicated UTI PAN Service Center, we provide seamless assistance for all your PAN-related requirements:

1. New PAN Card Application: For individuals and entities without a PAN.
2. PAN Card Correction: For rectifying errors or updating information on an existing PAN card.
3. Duplicate PAN Card: In case of loss or damage to your PAN card.

Seamless New Business Registration: Your Gateway to a Successful Venture in India

Starting a new business in India requires meticulous planning, a clear understanding of legal frameworks, and efficient execution of registration processes. Our comprehensive new business registration services are designed to simplify this journey, ensuring you select the optimal legal structure and swiftly establish your enterprise with full compliance. We handle the complexities, allowing you to focus on bringing your business vision to life.

Choosing the Right Legal Structure - Our Expertise Guides You:

The choice of legal structure is a critical decision that impacts liability, compliance burden, taxation, and fundraising capabilities. We provide expert guidance on selecting the most suitable entity type for your specific business goals, offering assistance with the registration of:

One Person Company (OPC):

1. Ideal for: Solo entrepreneurs who desire the benefits of limited liability and a separate legal entity, similar to a private limited company, but with minimal compliance requirements.
2. Key Features: Only one director and one nominee are required. It offers limited liability protection to the sole owner.
3. Process & Timeline (as of 2025): The registration process typically involves obtaining a Digital Signature Certificate (DSC) and Director Identification Number (DIN) for the sole director, applying for name approval, and then filing the SPICe+ form for incorporation. It generally takes 7-10 days to complete, subject to MCA approvals.
4. Compliance: While simpler than a Private Limited Company, an OPC still has mandatory annual compliance requirements, including filing annual returns and financial statements. A tax audit is mandatory even in the case of zero turnover, irrespective of the capital amount.
5. Private Limited Company:

A Popular Choice for: Growing businesses with aspirations for scalability, seeking to raise capital, and requiring multiple stakeholders.

1. Key Features: Offers limited liability to its shareholders, perpetual succession, and ease of raising capital. Requires a minimum of two directors and two shareholders (up to 200 shareholders). At least one director must be a resident of India.
2. Process & Timeline (as of 2025): The process involves obtaining DSC and DIN for directors, reserving a unique company name, and then filing the integrated SPICe+ form (INC-32) along with e-MoA (INC-33) and e-AoA (INC-34) for incorporation, PAN, and TAN. The registration can typically be completed in 7-10 days, with government fees covered for up to ₹1 lakh of authorized capital.
3. Compliance: Private Limited Companies have a higher compliance burden compared to OPCs or LLPs, including regular board meetings, annual general meetings, and comprehensive annual filings with the Registrar of Companies (ROC).

Limited Liability Partnership (LLP):

1. Combines the Benefits of: A partnership and a company, offering the flexibility of a partnership with the limited liability of a company.
2. Ideal for: Professionals (e.g., CAs, lawyers, consultants) and small to medium-sized businesses seeking a simpler structure than a private limited company but with limited liability for partners.
3. Key Features: Partners' liability is limited to their agreed contribution to the LLP. It requires a minimum of two partners, with at least one designated partner being a resident of India.
4. Process & Timeline (as of 2025): The process involves obtaining DSC and Designated Partner Identification Number (DPIN) for partners, reserving a unique LLP name via the RUN-LLP form, filing the FiLLiP form for incorporation, and submitting the LLP Agreement within 30 days of incorporation. Registration can be completed in approximately 7-10 days.
5. Compliance: Compliance requirements for LLPs are generally lower than those for Private Limited Companies. An audit is mandatory if turnover exceeds ₹40 lakh or partner contribution exceeds ₹25 lakh.

Public Limited Company:

1. For Businesses Looking to: Raise substantial capital from the general public by listing their shares on stock exchanges.
2. Key Features: Requires a minimum of seven shareholders and three directors. Offers the ability to raise capital from the public through initial public offerings (IPOs).
3. Compliance: Public Limited Companies have the most stringent regulatory and compliance requirements due to their public shareholding nature.

NGO / Section 8 Company:

1. For: Non-profit organizations established for the promotion of commerce, art, science, sports, education, research, social welfare, religion, charity, protection of the environment, or any such other object.
2. Key Features: Any profits generated are applied towards furthering the company's objectives and are not distributed as dividends to members. They are exempt from certain tax provisions if they meet specific criteria (e.g., Section 80G for donations).
3. Process & Timeline (as of 2025): The registration process is similar to that of a regular company but requires an additional license from the Central Government. It involves obtaining DSC and DIN, name approval, and filing incorporation documents along with a detailed statement outlining the company's objectives. Typically takes 15-25 days.
4. Requirements: Minimum of two directors and two shareholders are required. No minimum capital requirement.

Nidhi Company:

1. For: Mutual benefit organizations that aim to cultivate the habit of thrift and savings amongst their members and to receive deposits from and lend to members only, for their mutual benefit.
2. Key Features: Governed by Nidhi Rules, 2014, under the Companies Act, 2013. Exempt from certain provisions of the Companies Act, 2013. It is the only form of company available to start a loan company in India without RBI approval.
3. Requirements: Minimum of 7 members and 3 directors at incorporation. Minimum Net Owned Funds (NOF) of ₹10 lakh by the end of the first year. Must have at least 200 members within one year of incorporation.

Producer Company:

1. For the Welfare of: Primary producers, typically farmers, engaged in activities related to agricultural produce, post-harvest processing, procurement, marketing, and allied activities.
2. Key Features: Facilitates collective action among producers, allowing them to avail benefits of economies of scale.
3. Requirements: Minimum of 10 individuals or 2 institutions as members. Minimum of 5 directors.
4. Process: Similar to other company registrations, involving DSC, DIN, name approval, and filing of incorporation documents.
5. HUF (Hindu Undivided Family):

A Unique Entity for: Family businesses, recognized under Indian law as a separate legal entity for tax purposes.

Key Features: Can own property, earn income, and claim tax benefits separately from its individual members, allowing for potential tax optimization by splitting income.

Formation: Created by a Hindu, Sikh, Jain, or Buddhist family, typically upon marriage. Requires a formal HUF Deed, a separate PAN card for the HUF, and a dedicated bank account.

Tax Implications: The income tax slabs for HUFs are the same as those for individual taxpayers. It can claim various deductions (e.g., Section 80C, 80D) and capital gains exemptions (e.g., Sections 54, 54F, 54EC). The Karta (head of the HUF) has unlimited liability for HUF dues.

Beyond Registration: Our Support Ensures a Smooth Launch:

Our services extend beyond mere registration. We also guide you on critical post-incorporation compliances essential for every new business in India, including:

1. Obtaining a Digital Signature Certificate (DSC) and Director Identification Number (DIN) (mandatory for most company types).
2. Assistance with PAN and TAN application.
3. Support for GST Registration (if applicable based on turnover).
4. Guidance on MSME (Udyam) Registration to avail government benefits and subsidies.
5. Assistance with opening a Business Bank Account.
6. Guidance on Shops & Establishments Act Registration (if applicable to your state and business type).
7. Advisory on initial mandatory filings such as Commencement of Business (Form INC-20A).
8. Support for drafting essential internal documents like Memorandum of Association (MoA) and Articles of Association (AoA).

By partnering with us, you ensure a compliant, efficient, and hassle-free start to your entrepreneurial journey in India.

Things to be covered : New business registration, company registration, private limited company, LLP registration, OPC registration, NGO registration, Nidhi company, Producer company, HUF, business setup India, Digital Signature Certificate (DSC), Director Identification Number (DIN), PAN, TAN, GST Registration, MSME (Udyam) Registration, Business Bank Account.

Comprehensive Government Registration and Licensing: Ensuring Legal and Smooth Operations in India

Beyond the initial formation of your business entity, operating legally and efficiently in India necessitates compliance with a diverse array of government registrations and licenses. These mandates vary significantly based on your industry, business activity, number of employees, and geographical location. Our expert services provide extensive support to navigate these crucial requirements, ensuring your business remains compliant and avoids potential penalties.

Our Extensive Support for Government Registrations and Licenses Includes:

MSME (Udyam) Registration: 

1. Purpose: Mandatory for Micro, Small, and Medium Enterprises to avail various government benefits, schemes, and subsidies.
2. Benefits (as of 2025): Includes easier access to bank loans at lower interest rates, collateral-free loans under credit guarantee schemes (like CGTMSE), subsidies on patent and trademark registration (up to 50%), protection against delayed payments from buyers, eligibility for government tenders, and various export promotion schemes.
3. Process: A completely online, paperless, and self-declaration-based process on the Udyam Registration Portal. Eligibility is determined by composite criteria of investment in plant & machinery/equipment and annual turnover.
4. Compliance: Once registered, an enterprise needs to update its details annually on the Udyam portal.

FSSAI Registration / License:

Purpose: Mandatory for all Food Business Operators (FBOs) in India to ensure food safety and quality as per the Food Safety and Standards Act, 2006.

Types: Basic Registration: For micro food businesses with an annual turnover up to ₹12 lakh. State License: For food businesses with annual turnover between ₹12 lakh and ₹20 crore, operating within a state. Central License: For large-scale FBOs with turnover above ₹20 crore, or those involved in importing, exporting, or operating in multiple states.

Process: Application is made through the FoSCoS portal, involving document submission (identity/address proof, business details, FSM plan), and potentially an inspection. Validity ranges from 1 to 5 years, requiring timely renewal (at least 30 days prior to expiry).

Trade License:

1. Purpose: A general license issued by the local municipal corporation or Panchayat, authorizing a business to conduct specific trade or business activities within its jurisdiction.
2. Key Requirements: Applicant must be 18+ years old, have no criminal record, and the business activity must be legal.
3. Documents: Identity and address proof of applicant and business premises, proof of business ownership (e.g., Certificate of Incorporation, Partnership Deed), and sometimes a No Objection Certificate (NOC) from the property owner.
4. Process: Application to the local municipal body, submission of documents, and payment of fees. It is generally renewed annually.

EPF (Employees' Provident Fund) & ESIC (Employees' State Insurance Corporation) Registration:

1. Purpose: Mandatory social security registrations for employers to provide provident fund, pension, and insurance benefits to employees.
2. EPF Applicability: Mandatory for establishments employing 20 or more persons. Voluntary for smaller businesses.
3. ESIC Applicability: Mandatory for establishments employing 10 or more persons (in certain states, 20 employees) drawing wages up to a certain limit.
4. Contributions: Both employer and employee contribute a percentage of wages (e.g., 12% for EPF from both, 3.25% by employer and 0.75% by employee for ESIC).
5. Process: Online registration on the EPFO and ESIC portals, followed by monthly contributions and regular return filings.

Import Export Code (IEC):

1. Purpose: A 10-digit code issued by the Directorate General of Foreign Trade (DGFT) that is mandatory for anyone involved in importing or exporting goods or services from India.
2. Key Features: It is a PAN-based registration and has lifetime validity.
3. Process: A completely online application on the DGFT website (dgft.gov.in) requiring PAN, valid mobile/email, active bank account details, and scanned copies of documents (PAN card of entity/proprietor, proof of establishment/address, bank account proof, digital photograph of signatory).

Labour License:

1. Purpose: Required under the Contract Labour (Regulation & Abolition) Act, 1970, for contractors who employ 20 or more contract labourers on any given day. It ensures the welfare and protection of contract workers.
2. Process: Separate registration for the Principal Employer and a license for the Contractor, obtained from the appropriate government authority (Central or State Labour Department). The rules are evolving with the new Labour Codes, which aim to simplify compliance.

BIS (Bureau of Indian Standards) Certificate & ISI Mark:

1. Purpose: BIS is India's national standards body. BIS certification verifies that a product conforms to Indian Standards (IS). The ISI Mark is a certification mark specifically for industrial and consumer products, signifying that the product meets the quality and safety standards prescribed by BIS.
2. Applicability: Mandatory for a wide range of products, including electronics, appliances, cement, automotive components, and various household goods, often enforced through Quality Control Orders (QCOs).
3. Process: Involves product testing in BIS-recognized labs, factory inspection by BIS officials, and online application submission. For foreign manufacturers, the Foreign Manufacturers Certification Scheme (FMCS) applies. Licenses are typically valid for 1-2 years and renewable.

Trademark Registration:

1. Purpose: Protects your brand identity (logo, name, slogan, unique sounds, etc.) by granting exclusive rights to use it in relation to specified goods or services.
2. Benefits: Prevents others from using a similar mark, builds brand recognition, and allows for legal action against infringement.
3. Process: Involves a comprehensive trademark search, filing an application with the Trademark Registry, examination by the examiner, advertisement in the Trademark Journal (for public opposition), and finally, registration if no valid opposition is received. The process can be filed online or offline.

Shop License (Shop and Establishment License):

1. Purpose: Mandatory registration for all shops and commercial establishments under the respective State's Shops and Establishments Act. It regulates working conditions, hours, holidays, and other employment aspects.
2. Applicability: Varies by state; generally applies to retail shops, offices, hotels, restaurants, and other commercial establishments.
3. Documents: Photograph of establishment, address proof, identity proof of owner/partners/directors, PAN of business, details of employees.
4. Process: Online application through the state's Labour Department portal, document upload, fee payment, and verification.

PSARA License (Private Security Agencies Regulation Act License):

1. Purpose: Mandatory for any private security agency operating in India. It regulates the functioning of private security agencies and ensures adherence to standards for training, equipment, and background checks of security personnel.
2. Key Requirements: Indian citizenship, minimum age of 18 for applicants, clean criminal record, financial stability, and a Memorandum of Understanding (MoU) with a certified training institute for security personnel.
3. Process: Involves company setup, MoU with training institute, application submission to the respective state authority, police verification, obtaining a No Objection Certificate (NOC) from the police, and final approval.

Professional Tax Registration:

1. Purpose: A state-level direct tax levied on income earned by individuals through a profession, trade, calling, or employment.
2. Applicability: Varies by state. Generally, employers are responsible for deducting and depositing professional tax from employees' salaries. Professionals (lawyers, doctors, CAs, etc.) are liable to pay it themselves.
3. Registration: Mandatory within 30 days of employing staff (for employers) or commencing practice (for professionals) in states where it is applicable.
4. Payment & Filing: Payment frequency (monthly/quarterly) and annual returns vary by state and the number of employees. The maximum annual limit is ₹2,500.

By entrusting us with your government registration and licensing needs, you can navigate the complex regulatory environment with ease, ensuring full compliance and a strong legal foundation for your business operations in India.